Over-Deducting Debts – Why It's a Problem
Some people deduct too much debt when calculating Zakat. This leads to underpaying Zakat and missing the obligation.
Deducting debts you should not deduct (like long-term debts or future expenses) results in underpaying Zakat. Be careful and conservative.
Common Over-Deduction Mistakes
Deducting too much.
Some people deduct their entire mortgage, student loan, and future bills when calculating Zakat. This is too much. Only immediate, due debts should be deducted.
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When in Doubt